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Hello, thank you for joining our discussion. I would like to start our discussion on this topic with where the article left off. As highlighted in the article, there are many aspects, regarding enrolling, tuition, basic science and clinical education, where there is varying information from different overseas schools. I would like to pose the question to our panel regarding how we can obtain more information about offshore medical education. Should there be mandatory guidelines from ECFMG and federal loan programs?